Lets say you have 100K and your looking to maximize your returns What would you as an individual invest in. Go!
I'm no financial genius , and this may depend on the area,,,but housing can get you some 3-6 month returns on your money,,,if invested in the right areas.
My wife and I have been thinking of some property with a bit of acreage... All it takes is a plan ,which we have ....and money...which the 100K would help with ... Andy
I wouldn't do a damn thing with it. Maybe take it out dump it on the floor and roll in it naked every once in a while. I would hold it until one of the ultra rare PMs hits a 15 to 30 year low, spend 50 to 70k on that PM, hold it until it triples or quadrupleed. Sell it, roll in a $300,000 pile of cash. Pay off the house. Wait till the next PM crash repeat the vicious cycle. I only say this because I have already done it twice, unfortunately I didn't have any numbers any where near $100,000.
Assuming the socialized medical taxation scheme designed to further enrich the medical insurance corporations and big pharma continues, perhaps I would invest early in health care to some extent. It's bound to skyrocket. https://seekingalpha.com/article/4185058-50-best-performing-s-and-p-500-stocks-1h-2018 Knowing me, however...I would just invest the money in myself and cruise this train until the tracks run out, like usual.
With all due respect to everyone here, if I were going to consider investing $100,000 USD in anything, I wouldn't be looking for advice on an off-grid / prepper forum. I would consult a good financial advisor, if I weren't savvy enough regarding investment portfolios. The long and short of it is, you need to weigh your options regarding aggressive, versus conservative investing. Do you have any heart or high blood pressure problems? If so, maybe look more into conservative options. Aggressive will earn much higher returns. But, it also comes with much higher risks. I was just joking, regarding the heart and high blood pressure - mostly. I wish you the best in your investment decisions. Oh, if you can't make up your mind as to what to do with the monies, I will happily send you my bank details for you make a generous donation to the "Help Paul Out Because He's Broke, Poor, And Suffering In Cambodia" fund.
looks like 100K invested in Amazon many years ago probably would have yielded about 100M that is a 10,000% ROI if our redneck math is correct
Financial advisers will just try to sell you their products, it's their job no matter what they say. There is no magic in investing and most of the stock market is driven by emotion not sound finance. Invest it what you know, I discovered SSD harddrives back when they first came out and bought stock in a company that made them called OCZ. I also bought a bunch of their product and when the ones I had in my servers started failing I sold the stock and made a good chunk of change. The company eventually was bought by Toshiba for pennies on the dollar. I think the stock market is inflated right now so I pulled all my money out and put it in cattle since I already had the land. The cows make me more money as a return on investment than most financial instruments and I am in control of my own fate to some degree.
Bookies can always sell a chump a winning ticket. If there are ten horses in the race, all the bookie needs is ten chumps. Each one gets a different tip as to which horse will win. The one that does is hooked--probably right along with the almost-wons. Many financial advisors work the same way. It's called "diversification". Since none of them can pick any investment that is certain to pay, they spread the client's money around and hope that some of the investments will actually pay off. If some pay, they win, and the client's losses don't matter--the "wise" strategy protected the rest of the rest of the client's assets. After all, no one should put all of their eggs in one basket. Or should they? Two baskets doubles the chance that one will get dropped. A person who "diversified" their investments in the stock market just before the Crash of '29 lost everything because every stock crashed. I think it's better to find one investment that will pay and invest it that. Preferably the best investment possible. That takes a lot of digging--which financial consultants don't have the time or motivation to do. I would rather put all my eggs in one basket, and then watch the basket like a hawk. If I had $100,000.00 to invest I'd probably put it in... ...put it in... ...gasp... ...choke... DOA.
@BenP OMG! YES! There is no secret to investing and no one, NO ONE can manage your money as well as you can. I keep trying to pound this into peoples heads, without success cause they believe that someone else, some paid professional, can do better - that is totally incorrect. Think about it... a Broker doesn't have any skin in the game and 9 times out of 10 his company/investors/etc. are telling him/her what products to push, be it stocks or bonds. A Financial Advisor read the books, the same books you could and should read and he/she also doesn't have skin in the game. They get their slice of pie whether you make money or not. Anyway, I have made a lot of money in the market and I admit, I have loss a lot, luckily I made more than I loss...LOL! My advice is to stay away from the market unless you have money you can lose, you manage the money yourself, you devote time everyday to it, and you can keep from getting greedy. One must approach the market in a totally logical manner without emotion and this is much harder than it sounds (Man-oh-man can I tell you stories!) Also, know that that market is a rigged game as the major financial institutions can move stock, PM, even the market, etc. in any direction they want it to go. It also has enough gottcha rules and regulations that are not in favor of the common stock holder. I took a loss about 4 years ago on a bank stock I purchased after weeks of research just to have them pull the carpet from under their stock holders by doing something bizarre that was totally legal...of course. Investing a $100,000 depends on how old you are and what level of risk you are willing to take with the money. Real estate, while can be lucrative, has pitfalls also - a lot of pitfalls: location, location, location, taxes, water rights, zoning, etc. I invested in golf course property once - never again. I ended up paying taxes on undeveloped property and saw no increase in value over the 5 years I held it. I had a friend who invested in acreage just to have a developer move in and get the zoning laws changed. I had another friend invest in rental property, which I tried once also. What a nightmare! Never again. So, I will say it again, investing a $100,000 depends on how old you are and what level of risk you are willing to take with the money. Age is important because in investing one usually has 'time' or 'money' - meaning - are you young enough to recover from a loss or do you have enough money to withstand a loss. The stock market, even with the rules and regulations and one can base they purchases on researched hard facts is still a Casino, the odds are always against you. If you want a safe investment then dump it into CDs until you can figure out what you want to do with it. CDs are starting to pick up, think around 2.5% per year right now. This is what I am currently doing and I am keeping an eye on gold. I think gold will drop if Trump wins second term as business has confidence in his administration and sees it as business friendly.
