I hypothetically, (See my sig), ran upon a gold deal today. Walked into a local coin dealer in belize and saw 36 1oz gold coins. 2/3 Eagles and the rest Krugs. Now, I've never seen a local cash and carry with this much stock before and seeing that my own wallet was too thin for the purchase called a buddy who's been looking for a little pile of gold. After negotiating a fair price, (2% over spot), the interested party told me to go ahead and get it for him. Ok. Cool. Glad you are getting some real wealth bud.... but how do we transfer this amount of cash to make this deal? $24Kish needed to be moved twice and maybe sent to hand cash to the guy or he would need to file special papers. Rather than pass it up, (and I was looking at a few ways to buy this hoard myself), the buyer decided to just pull the cash from his bank and drive on over. No problem right? You have $600K on account, you can pull a measly $25K out.... Nope. Major bank in a metropolitan area told him/her that they only had $10K on site today. Wow. He was told that another branch 45 minutes away could scrape together the remainder. WTH would happen if we had any sort of a downtick in the economy or the USD and even 5 people went to get some cash? My bet is the the doors would lock while the executives in the branch went down and cashed a few personal checks in the till. When a 2 or 3 billion dollar, (On deposit, not just assets) bank is tapped to dispense $25,000, you should worry. Or at least be aware of this. If economic SHTF, find a Casino and try to cash a large check there. Have a drink, toss a few hundred into the slots, and walk out with the rest of your cash. Maybe some pics tomorrow.... twas a nice score.