So I've been listening to all the uproar about the stock market, Merril Lynch, Lehman, etc. and some people are calling today Black Monday. I don't follow, nor do I fully understand the financial side, so I can just look to the experts we've got on here. No need to fully explain what all is going on, just a brief "load up the extra magazines" or "ignore it" or whatever I need to do. My mother has some money in an IRA, does she need to get it out? I remember last year, you guys saying that this was coming in '08. Can't remember exactly who... (Quigley? Bear?) Oh well, looks like y'all called it pretty well.