I am a member of a credit union and that is where the bulk of my banking takes place. I have a friend who keeps telling my to move my money out of the credit union because it is not FDIC insured. My credit union is NCUA insured. FDIC and NCUA seem like the same thing to me but my friend insists that credit unions are not as protected as banks. Has anyone heard this? I am happy with my credit union but do want so security with were I do my banking.