This is the pre-req class before pm's101. Sokay yes its late in the game, I've been reluctant to include PM's because Every really scary net story of collapse I've ever read. ends with a "BUY gold here ad:" (I resisted blatant fear marketing) Silver is still affordable for me the idea of spending my paypal electronic "money" to buy "hard in the basement money" is starting to appeaL,I see $2.00 overspot seem to be the upward limit. whats "better"for a non investor/speculator(?) bars or coins?buy' em from a coin dealer, ebay , other online sources or can you still get silber from a bank???