New member, survivor of several (major) earthquakes, multiple wildfires, civil unrest (LA Riots '92), minor assaults while working, economic downturns (we've all been there)....and probably other 'stuff' that was a disaster at the time but now fades with time. There's, always, more to learn, I know. And I've got more to accomplish to get secure, 'cause 2020 has certainly been an acceleration of wild and crazy events. Hoping to give back a bit, add to knowledge and skills a bit, and pause frequently for review of scenarios. Glad to be here!