WHAT TO DO IF YOU GET A TRAFFIC TICKET This advice was sent by a retired State Farm agent! This system has been tried and it works in every state. If you get a speeding ticket or went through a red light, or whatever the case may be, you're going to get points on your license and a surcharge on your auto insurance. This is a method to insure that you DO NOT get the points. When you get your fine, send in a check to pay for it. If the fine is $79.00 make the check out for $82.00 some small amount over the fine. The system will then have to send you back a check for the difference, however, here is the trick. DO NOT CASH THE REFUND CHECK! Throw it away! Points are not assessed to your license until all financial transactions are complete. If you do not cash the check, then the transactions are NOT complete. The system has received its money and is satisfied and will no longer bother you. This information comes from an unmentionable computer company that sets up the standard databases used by every state.