I hope like hell you have no large cash in a 401K. Bear Stearns was just bought by JP morgan for $2 a share. Bear Stearns was set yo go bankrupt on Monday if they didn't find a buyer. That was a $100 stock at one time and $39 last week. Fed assisted in the bailout, er, buyout. Lehman bros is ready to fall over on it's side too. A bank run by any other name is still a bank run... that's what is happening to these banks right now. Big money is leaving fast, steady and quiet. Gold is already up $22 tonight. Tomorrow is going to be a pretty bad day on the Street. If you have your teeth with you, better put them in.