Problem with finding a legitimate PM dealer is finding them among all the "pay day loan cash for gold jewelry" places that have popped up every where like cancer to our society. You try to Internet search a "gold dealer" or "sliver dealer" these illegitimate financial institutions dominate the search results. In all actually the real deal bullion dealers don't want to found too easily. The good bullion dealers don't want anything to do with the payday loan scene and associated undesirables who frequent those types of establishments. The one I found deals in cash for $2 to $3 over spot on silver which is pretty much exactly what you are looking at paying for small orders on line after you pay spot fees and shipping. The one I found sells everything from 1 to 100 ounce silver bars. And gold too. I still say any orders over 500 to $1,000 go straight to apmex or one of the big dealers.