It HAS happened in other countries, what makes any one so sure that our loving gov't won't do the same? Just follow the laws/stuff the politicos do to their logical conclusion, no matter who is fear mongering.
Scare tactic or not, the handwriting has been on the wall since the Greek "bail-ins". The time for keeping your money is banks is pretty much over. Put it in anything that will earn value while remaining fairly liquid, and preferably off the radar. Most Americans don't have much, which makes it even more important to keep the small amount they have. Safe deposit boxes are utterly unsafe. Google that if you haven't already. The foundation for bail-ins in the US is already in place. So is the foundation for confiscating IRA accounts and replacing therm with the worst investment in the world (other than Zimbabwe currency): US Treasury Bonds. There is a time and place to be scared, and this is one of them. Get your money back in your pocket while you still can. Better a year early than ten seconds too late.