I have had 3 phone calls in the last 3 days in New Hampshire about installing grid tie solar on my home. They stress how much I will save, how between the state and federal off sets and selling my excess power to the power co, I will pay nothing down and nothing over the next 20 years as it will be offset by the electric co payments. Now if the person making the cold call spoke American accented english and the first question asked wasn't "Do you own your home", I might not be as unwilling to consider the offer. The company that sells the product, the salesman, the installer, and the bank all get paid up front. But what happens if the state lets the power co give you $.05 a kilowatt instead of 3 times that, will you have to make up the difference ? What happens if you wish to sell the house, do you own the system or is it attached to the house? Is it handled as a second loan that has to be paid off if the new owner does not want to assume the note? Who is responsible for the insurance and repair costs? Is it a lien against the property? Well it must be OK as hundreds of people are doing it, including a1 megawatt system for one of the local towns, and no one is worried about it. Sounds too much like the "home equity loans" that everyone took out on the "excess value" of their homes and lead to hundreds of homes being lost post 2008. If the banks say it is OK, it must be crooked. What they did to my 401K and the interest they are paying on what is left should put them all in jail. You don't have to be paranoid to believe that the whole world is out to take all of your money.