I shit you not: http://www.payorgo.com/ initially I thought it was funny- upon reflection - it isn't.
Economic SHTF, what more can be said. I have heard predictions that things may pick up in late 09. [rofllmao] I just don't see it happening.
I think that 2009 will be considerably worse economically than 2008, especially when the new administration takes over in Washington. "We ain't seen nuthin' yet!"