EVER SINCE I WAS A CHILD, I'VE ALWAYS HAD A FEAR OF SOMEONE UNDER MY BED AT NIGHT. SO I WENT TO A SHRINK AND TOLD HIM . . . 'I've got problems. Every time I go to bed I think there's somebody under it. I'm scared. I think I'm going crazy.' 'Just put yourself in my hands for one year,' said the shrink. 'Come talk to me three times a week and we should be able to get rid of those fears.' 'How much do you charge?' 'Eighty dollars per visit,' replied the doctor. 'I'll sleep on it,' I said. Six months later the doctor met me on the street. 'Why didn't you ever come to see me about those fears you were having?' he asked. 'Well, Eighty bucks a visit three times a week for a year is an awful lot of money! A bartender cured me for $10. I was so happy to have saved all that money that I opened a Roth IRA and expect to be a millionaire when I retire. 'Is that so! With an attitude he asked and how, may I ask, did a bartender cure you?' 'He told me to cut the legs off the bed! - And ain't nobody under there now ! ! ! ' Moral of this story? GO HAVE A DRINK & TALK TO YOUR BARTENDER!